What is Film and Television Producers Package Insurance?

Entertainment is one of the highest grossing businesses in India today. In fact, all over the world this arena has gained strength both monetarily and in popularity. However, with such great exposure also comes a greater chance of risks, especially financial. This is why film and television producers' package insurance policy is so important for this sector.

Table of Contents:

Types of Film and Television Producers Package Insurance

  • Short term insurance: Covers production risks based on each project
  • Long term insurance: Covers multiple projects within the policy period
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Film and Television Producers Package Insurance Claim Process

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What all Film and Television Producers Package Insurance Covers?

  • Extended Pre-Production Cast Insurance: If any cast member is not able to participate in the shoot during the pre-production period, this insurance covers the expenses made to employ these people. Death, sickness and/or kidnap of the designated person falls under the risks associated with this insurance type
  • Cast Insurance: If the insured is unable to commence, continue or complete their respective duties or performance, the expenses associated with such risks are covered under this section. Death, kidnap, injury or sickness of the insured is also included here
  • Negative Film & Video Tape: Physical loss or damage to the property or production assets. Here property refers to raw film, exposed film, matrices, tape stock, videotape, cutting copies and working prints
  • Props, Sets & Wardrobe: Physical loss or damage to props, sets, costumes, wardrobe, scenery and theatrical property
  • Miscellaneous Equipment: Damage or loss caused by any external effect to properties like camera, sound & light equipment, etc.
  • Third Party Property Damage: Legal liabilities arising because of loss, destruction or injury of property while it is under care, control or custody of the insured
  • Additional Expenses: Expenses related to completion of the principle photography of the insured production
  • Money: Loss of production money from safety deposits due to theft or burglary
  • Film/Video Tape in Storage: Damage or loss to film, video tapes caused by any of the external cause, other than the ones included in the policy
  • Commercial General Liability: Third party legal liability because of bodily injury, property damage or denial of access